Westpac Earth Credit Card

Find out more about the Westpac Earth Classic

What Is So Important About This Program?

One of the most impressive features incorporated in this financial product is related to the Qantas Frequent Flyer points which are added to your account every time you make a purchase, regardless of the company you buy from. Furthermore, you can also link two credit cards to a single account and as a consequence earn even more points and enjoy one of the lowest rates for transfers you will ever find.

Fees and Charges

As in every other financial product, there are also some fees established by the Westpac and applied to every account. However, these are very low compared to other similar products and will help you save some real money.

First of all, an important aspect you will need to take into consideration is the fact that there is an annual fee which you will need to pay in order to maintain your account. This is currently evaluated at $75. Moreover, the balance transfer rate is 0.99% p.a. for 6 months, whereas the interest rate established by Westpac and applied to this type of accounts is 19.99% p.a..

Also in terms of fees, there is also a cash advance rate you will need to be aware about before signing the actual contract. This is a sum you will have to pay annually and is estimated at around 21.49% p.a. during every year of your contract.

Other Important Features

What is really impressive about this account is that every customer will have the opportunity to make purchases without having to pay more dollars than they actually spend, because of the interest free promotional period made available by the bank. This trial period includes 45 days, in which you will enjoy spending money more than ever.

You will also need to know that the credit card offered is a standard one, but you will be able to choose between two of the most famous companies, namely American Express and MasterCard. Unfortunately, there are no rewards programs currently available with this program.

Why Will You Save Money?

One of the most important reasons why you will be able to save some serious money when you decide to apply for this financial product is that you will benefit from the lowest rates you will find available, including a very low annual fee. Furthermore, with the Qantas Frequent Flyer points you will earn with every purchase you make are always a welcome addition and will provide you with even more advantages.

How Many Points Will You Receive?

For every single dollar you spend with your American Express credit card, a point will be added to your account. On the other hand, if you are using the MasterCard product you will only benefit from 0.5 points, but eventually they will sum up nicely and you will be able to use them wisely at any time when you travel.

Not to mention about the fact that you will also be granted an extra point when you decide to purchase a product or a service offered by Qantas. In this way, you will be able to save around $82.50, because you will no longer have to pay the joining fee in order to become a member. As a consequence, you will be able to achieve up to 2 points for every single dollar you spend with your credit card.

Even More Advantages

What you should always know before applying is that this financial program is very accessible in a great number of locations worldwide. You will be able to use the credit card offered to you after applying to this financial product in more than 25 million locations and an impressive number of countries. Therefore, regardless of your destination, with the credit card offered from Westpac through this financial program and the Qantas Points offered as an additional bonus, you will be able to enjoy yourself better every time you travel and spend the ideal holiday.

Considering All These Important Advantages Offered to You By Westpac If You Decide to Apply for Such a Program, You Have No Reason for Not Taking this Financial Product Into Consideration. You Will Only Have Some Important Advantages!