Westpac 55 Day Credit Card

Apply now for a Westpac 55 Day Credit Card

Making your credit card payments and controlling debt can be tricky because of high interest rates.

As you make your monthly payments, a good percentage of these payments in going towards interest instead of paying off your debts. This can make completely paying off debts hard to do.

Any portion of your monthly debt that you do not completely pay accrues more interest, resulting in an even higher balance next month. This is how people get into trouble with their credit cards. With responsible use the Westpac 55 Day credit card could help you avoid compiling debt and even aid in the repayment of debt from other cards.

Features Of The Westpac 55 Day Credit Card

The card offers you a 0% p.a. for 5 months (reverts to 19.59% p.a.). This rate begins as soon as your card is activated. This means that you will be able to make the everyday purchases you need to without paying extra money into interest rates.

The Westpac 55 Day Credit card also offers a rate of 3.99% p.a. for 6 months for balance transfers. This means that you can use this card to help pay off debt from other cards. Simply transfer your debt to the Westpac card, and enjoy paying 0% interest on your debts. This means that more of your money goes into reducing your debt than if you left it in a higher interest rate credit card account. Pay your former debt off completely in 5 months and you will really save money.

This card also has no annual fee for the first year, which will save you even more money on purchases or debt relief. After the first year the annual rate is only $30. For those of you that spend $10,000 or more a year, this $30 annual fee will be waived. You will also receive up to 55 days of interest free shopping if your monthly balance is paid off entirely by the end of each month. Keep your monthly balance paid off and you will be adding these interest free days in to make an even longer interest free period. If used correctly this card can end up saving you a good deal of money. Need extra cash? You can also use the card to advance cash for those times when you need it at a rate of 21.49% p.a.. All interest rates on this card are variable.

How To Apply

The Westpac 55 Day credit card can be purchased as either a MasterCard or Visa card depending on your preference. This means that you will have the worldwide access offered by both companies. That’s more than 30 million locations across the globe. This offer is also only available to new Westpac bank customers. Customers that have already applied for a Westpac credit card are not eligible for this particular card. You also must be at least 18 years of age and a permanent resident of Australia. Westpac may perform a credit check on applicants for this card and you may be asked to provide the company with details about your income status. This could be in the form of tax returns or pay slips.

Applying for the card is easy. You can fill out an application form online by visiting Westpac’s website. This online application process is secure, safe and easy to use. You may be able to get a response from the company in as little as 60 seconds! You can also visit the website and fill out an enquiry form requesting a call back. This card offer is for a limited time. Please read all of the terms and conditions before you commit to any credit card contract.

Control Your Debt

Managing your credit card debt requires that you stick to a payment schedule and that you take the time to search out the best deals on different types of cards. If used properly and if repaid on schedule, a card such as the Westpac 55 Day credit card can give you a relief from high interest payments and let you regain control over your credit card debt.