HSBC Offers Credit Cards and Much More

Whether you need a credit card, import or export assistance, or any other number of banking services, Australia’s HSBC is there to provide. Discover what makes this bank excel in a variety of services including great credit card offers.

The HongKong and Shanghai Banking Corporation (HSBC) offers several different credit cards at this time. They also offer a high interest savings account you can apply for online. And that is just a start when it comes to the services you can get from this historically important banking mainstay.

Feature HSBC Credit Card

With the HSBC Credit Card you can benefit from a very good balance transfer no annual fee offer .This means you now have a chance to pay off your existing credit card debt by transferring your balance over to the new HSBC Credit Card.

• $0 annual fee
• 17.99% p.a. on purchases
• 0% p.a. for 6 months with 2% handling fee on balance transfers
• Cash Advance Rate of 21.99% p.a.
• 55 days interest free

Read the HSBC Credit Card terms and conditions.

The HSBC Credit Card

The HSBC Credit Card comes with a handsome offer for balance transfers. This gives you a chance to pay off your existing card debt when you transfer balances over to your new HSBC card. Here are some highlights of the card:

• no annual fee
• purchase interest rate of 17.99% p.a.
• 0% p.a. for 6 months with 2% handling fee as balance transfer
• 21.99% p.a. on cash advances
• 55 interest free days
• minimum salary requirement of $20,000 per year
• Home and Away privileges for discounts on travel, shopping, lodging, and more

HSBC Credit Cards

	Interest Rate (p.a.)	Balance Transfer Rate (p.a.)	Annual fee	Cash Advance Rate (p.a.)
HSBC Credit Card	17.99%	0% for 6 months with 2% handling fee	$0	21.99%

Who is HSBC?

If you live in Australia, chances are you already know the bank name HSBC. The bank actually began in 1865 and was known as the HongKong and Shanghai Limited. The original intention of the bank was to offer finance strategies for commerce between Europe and China.

HSBC has grown through the years and now offers many branches, services, and products. They are also well known for charitable works in the community in an ongoing focused effort to give back to Australia.

Credit cards are just one product offered at HSBC. They offer term deposit accounts, debt financing, business banking, and other products designed to help both businesses and individuals benefit financially from their years of experience.

Let’s explore some of the cards they offer at HSBC.

HSBC Credit Card Portfolio

• HSBC Credit Card – interest rate on purchases is 17.99% per annum. Card offers interest free days of 55 and fee is waived for initial year; additional cards are free of charge.
• HSBC American Express Gold Credit Card – carries a low annual fee for an AMEX card and also boasts an impressive rewards program.
• HSBC Gold Credit Card – offers gold level benefits and rewards; low annual card fee of $89. Interest rate on purchases is 19.50% p.a.
• HSBC Platinum Credit Card – get top level features which include concierge service and unlimited rewards. Annual fee on the card is $129 and has an interest rate of 19.25% annually.

HSBC Things to Note

HSBC has an incredible feature filled online banking program that gives flexibility to customers in how, where, and when they do their banking. HSBC even offers credit counselling on their website. International trade services are also available with a mere click of your computer mouse. Account data online is in real time, so you always get up to the minute reliable information.

Here are a few more features to consider when it comes to HSBC for banking:

• insurance protection for businesses
• international trade service options, including assistance with importing and exporting
• risk reduction for businesses

If you are seeking a credit card, or another product or service that pertains to either personal or business banking needs, HSBC is a bank to be considered. They’ve been around for some time, so they know the business and have adapted through many different economies through the years.