Citibank Clear Platinum Visa

Don’t pay expensive interest bills on your credit card debt. Apply for the Citibank Clear Platinum Visa card balance transfer option and you could be paying 0% p.a. for 6 months interest on your balance transfers.

Interest Rates, Fees & Charges

Balance Transfer Rate		0% p.a. for 6 months
Interest Rate on Purchases		0% p.a. for 6 months (reverts to 11.99% p.a.)
Annual Fee		$99
Interest Free Period		up to 55 days
Cash Advance Rate		0% for 6 months thereafter reverts to 21.74% p.a.
Card Type		Platinum
Minimum Income Requirement		p.a.
Credit Card Type		Visa
Rewards Program		No

You just transfer your old balances from any credit cards you have with other lenders over to your Citibank card and you’ll pay the rate offered above.

For purchases, you will receive a great introductory offer of 0% p.a. for 6 months (reverts to 11.99% p.a.).

Without the high cost of interest charges eating away your repayments, you know your payments will be reducing your balance each time you make your payment. You could be on your way to getting rid of that credit card debt completely.

Platinum Visa Card Benefits

For the cost of a low $99 annual fee, Citibank Clear Platinum Visa card customers can take advantage of all the perks and prestige of a Platinum card.

Offering access to a 24 hour concierge service and access to the exclusive entertainment offers, cardholders can also take advantage of the extra insurance coverage.

This includes complimentary purchase cover and extended warranty on items paid for using your credit card, as well as complimentary international travel insurance. Customers are also eligible to receive transit accident insurance

Citibank customers are also encouraged to take advantages of great discounts on shopping, dining and travel, via their Citibank World Privileges program. This gives cardholders up to 26% discount on great lifestyle and entertainment options.

Qualifying for a Citibank Clear Platinum Visa card

The qualifying criterion to apply for a Citibank Clear Platinum Visa card is surprisingly simple. You’ll need to be over 18 at the time of application and can verify that you earn more than $40,000 per year.

Verification documents could include supplying payslips or tax returns to show your annual income. If you’re self-employed, you may need to provide Citibank with your accountant’s contact details.

You’ll also need to be a permanent resident of Australia with a good credit history.

When you’re sure you qualify for your Citibank Clear Platinum Visa card, go ahead and complete the easy, secure online application form. Your information is always completely confidential and the website uses the highest possible security so you know your information is safe.

Be sure you have details of your accurate income amount and your driver’s licence number nearby, as you’ll need to enter these into the online application form. You may also be required to fill in details regarding your current expenses, such as repayments for other loans and credit cards you may have.

Once your online application is complete, hit the submit button and you should have your conditional approval in seconds. It’s really that easy.

Read the official terms and conditions